Premises Liability Claims
Premises liability law makes property owners and occupiers responsible for injuries caused by unsafe conditions they knew about, or should have known about, and failed to fix. The duty owed depends on state law and on why you were on the property.
The Duty an Owner Owes
Direct Answer: In general an owner must take reasonable care to keep the property reasonably safe for lawful visitors, by inspecting for hazards and fixing or warning of them. What counts as reasonable depends on the state and the circumstances.
Traditional common law sorted visitors into invitees (customers, business guests), licensees (social guests) and trespassers, owing the highest duty to invitees and the lowest to trespassers. Several states, including California (Rowland v. Christian, 1968), have abandoned the invitee/licensee distinction and apply a general standard of reasonable care to lawful visitors, while many others keep the categories. Trespassers are generally owed much less, typically not to be harmed intentionally or recklessly.
Common Situations
Premises liability claims arise in many settings, with different evidence in each:
- Falls on wet floors, uneven surfaces, broken stairs or ice
- Negligent security, such as poor lighting or missing locks where an assault was reasonably foreseeable
- Swimming pool and recreational-facility injuries
- Falling objects, unsafe shelving or defective fixtures in stores
- Dog attacks on the owner's property, where the state's dog-bite rule applies
Children and Attractive Nuisances
Under the attractive nuisance doctrine, a landowner can owe child trespassers a duty of care where an artificial condition is likely to draw children and they are too young to appreciate the danger; unfenced swimming pools, trampolines and abandoned equipment are typical examples. The exact test differs by state.
Frequently Asked Questions
What is premises liability?
Can I claim if I was a guest at someone's home?
Can a business be liable for a criminal attack on its property?
What if I was trespassing?
How is the value of a premises liability claim calculated?
Can I get a premises liability lawyer without paying upfront?
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Pedestrian Accident Claims in the US
A pedestrian struck by a vehicle can claim against the driver's insurer if the driver was negligent.
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A cyclist injured by a negligent driver can claim in the same way as any other motorist or pedestrian accident victim.
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If a driver flees, you may still be compensated through the uninsured motorist coverage on your own auto policy, or the policy of a household member.
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In most rear-end collisions the driver in the back is presumed or found to be at fault for following too closely or not paying attention, but the p…
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A civil claim for a drunk-driving crash is separate from the criminal DUI case.
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Bus accident claims can involve the driver, the operator, the bus manufacturer, another motorist or a government agency.
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Train accident claims depend on who was hurt: passengers and members of the public claim under state negligence law, while railroad employees claim…
Read moreBoating Accident Claims
Boating accidents on navigable waters can fall under federal maritime law, which generally gives three years to sue for personal injury.
Read moreBurn Injury Claims
Burn injury claims arise from fires, explosions, scalding, chemical and electrical incidents, and the liable party may be a property owner, employe…
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A traumatic brain injury (TBI) claim can recover far more than the initial hospital bills because the effects can be lifelong.
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A spinal cord injury claim is valued mainly by what the person will need for the rest of their life: medical care, attendant care, equipment, home…
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An amputation claim must account for the lifetime cost of prosthetics, which need replacing repeatedly, plus rehabilitation, modifications, lost ea…
Read moreWhere this applies: Contingency fee rules are set state by state. Check your own state's rules before acting.
Sources for this page
Every rule stated above is based on the primary sources below. Each link goes to the legislation, court rule or regulator itself so you can check it. Last verified 18 September 2026.
- ABA Model Rule 1.5 (Fees)
Model, not law. Each state adopts its own version. Rule 1.5(d) bars contingency fees in most domestic relations matters and in criminal defence.
- Cornell LII — contingency fee
- Cornell LII Wex — Comparative negligence
Overview only. The controlling rule is each state's own statute or case law — pure comparative fault, modified comparative fault with a 50% or 51% bar, or (in a handful of jurisdictions) pure contributory negligence.
- Cornell LII Wex — Contributory negligence
Alabama, Maryland, North Carolina, Virginia and (for most claims) the District of Columbia bar recovery entirely if the claimant was even slightly at fault.
- Cornell LII Wex — Attractive nuisance doctrine
Landowners can owe child trespassers a higher duty of care for dangerous conditions likely to attract children, such as an unfenced swimming pool. Exact tests vary by state.
- Rowland v. Christian, 69 Cal.2d 108 (1968)
California Supreme Court replaced the invitee / licensee / trespasser categories with a general reasonable-care standard for occupiers. Other states have kept the traditional categories.
- Cal. Gov't Code § 911.2 (claim against a public entity — six months)
A claim for death or personal injury against a California public entity must be presented within six months of accrual — separate from, and much shorter than, the two-year general limitation in CCP § 335.1.
- N.Y. General Municipal Law § 50-e (notice of claim — ninety days)
A notice of claim against a New York public corporation is due within 90 days of the claim arising — far shorter than CPLR § 214's three-year general limitation. § 50-i then gives one year and 90 days from accrual to actually commence the lawsuit.
- Tex. Civ. Prac. & Rem. Code § 101.101 (Tort Claims Act notice — six months)
Default notice to a Texas governmental unit is due within six months of the incident, but a city or other local unit may set its own notice period by charter or ordinance — no shorter than 30 days. Always check the specific city's charter, not just the state default.
- Fla. Stat. § 768.28 (sovereign immunity — presentment of claims)
A claim against a Florida state agency or subdivision must be presented in writing within three years — the same period as the general negligence limitation, not shorter. But suit cannot be filed until the agency denies the claim or 180 days pass, whichever is first — a waiting requirement, not a shorter deadline.
Who wrote and checked this page
- Written and published by
- Edward & Amaury Solicitors (Edward & Amaury Ltd, company no. 12195443), regulated by the Solicitors Regulation Authority under no. 800525.
- Legal review
- This page has not yet been through independent legal review. It is written from the primary sources listed below, which you can check directly.
- Review dates
- Last reviewed 18 September 2026. Next review due 18 March 2027.
Fee rules change. California’s medical malpractice fee limits changed on 1 January 2023, and the QOCS rules in England and Wales changed on 6 April 2023. If you spot something out of date, tell us — we publish corrections.