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General information only — not legal advice. Published by Edward & Amaury Solicitors, solicitors regulated by the SRA (no. 800525). How that affects what you read.

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Premises Liability Claims

United States (federal and general)Last reviewed 18 September 2026

Premises liability law makes property owners and occupiers responsible for injuries caused by unsafe conditions they knew about, or should have known about, and failed to fix. The duty owed depends on state law and on why you were on the property.

The Duty an Owner Owes

Direct Answer: In general an owner must take reasonable care to keep the property reasonably safe for lawful visitors, by inspecting for hazards and fixing or warning of them. What counts as reasonable depends on the state and the circumstances.

Traditional common law sorted visitors into invitees (customers, business guests), licensees (social guests) and trespassers, owing the highest duty to invitees and the lowest to trespassers. Several states, including California (Rowland v. Christian, 1968), have abandoned the invitee/licensee distinction and apply a general standard of reasonable care to lawful visitors, while many others keep the categories. Trespassers are generally owed much less, typically not to be harmed intentionally or recklessly.

Common Situations

Premises liability claims arise in many settings, with different evidence in each:

  • Falls on wet floors, uneven surfaces, broken stairs or ice
  • Negligent security, such as poor lighting or missing locks where an assault was reasonably foreseeable
  • Swimming pool and recreational-facility injuries
  • Falling objects, unsafe shelving or defective fixtures in stores
  • Dog attacks on the owner's property, where the state's dog-bite rule applies

Children and Attractive Nuisances

Under the attractive nuisance doctrine, a landowner can owe child trespassers a duty of care where an artificial condition is likely to draw children and they are too young to appreciate the danger; unfenced swimming pools, trampolines and abandoned equipment are typical examples. The exact test differs by state.

Frequently Asked Questions

What is premises liability?

It is the area of law that holds property owners and occupiers responsible for injuries caused by dangerous conditions on their property, where they knew or should have known about the danger and did not act reasonably.

Can I claim if I was a guest at someone's home?

Potentially. A homeowner's liability insurance commonly covers guest injuries, though the standard of care owed to a social guest depends on your state's rules. Injury claims against a homeowner are usually paid by the insurer, not the owner personally.

Can a business be liable for a criminal attack on its property?

Sometimes. A negligent security claim requires showing the attack was reasonably foreseeable, for example from previous incidents nearby, and that the owner failed to take reasonable precautions such as lighting, locks or guards.

What if I was trespassing?

A trespasser is generally owed only a limited duty, not to be injured through willful or reckless conduct. Exceptions exist for children under the attractive nuisance doctrine and for known, frequent trespassers on a limited area of land.

How is the value of a premises liability claim calculated?

It depends on your medical costs, lost income, future care needs and pain and suffering, reduced by any share of fault attributed to you. State law may cap some categories of damages, particularly against government defendants.

Can I get a premises liability lawyer without paying upfront?

Usually, yes. Most personal injury attorneys work on a contingency fee: they are paid a percentage of the recovery only if the case succeeds, and the percentage, and whether it is calculated before or after case costs, is set out in a written agreement. Ask which order applies before you sign, because it changes your net recovery.

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Where this applies: Contingency fee rules are set state by state. Check your own state's rules before acting.

Sources for this page

Every rule stated above is based on the primary sources below. Each link goes to the legislation, court rule or regulator itself so you can check it. Last verified 18 September 2026.

  1. ABA Model Rule 1.5 (Fees)

    Model, not law. Each state adopts its own version. Rule 1.5(d) bars contingency fees in most domestic relations matters and in criminal defence.

  2. Cornell LII — contingency fee
  3. Cornell LII Wex — Comparative negligence

    Overview only. The controlling rule is each state's own statute or case law — pure comparative fault, modified comparative fault with a 50% or 51% bar, or (in a handful of jurisdictions) pure contributory negligence.

  4. Cornell LII Wex — Contributory negligence

    Alabama, Maryland, North Carolina, Virginia and (for most claims) the District of Columbia bar recovery entirely if the claimant was even slightly at fault.

  5. Cornell LII Wex — Attractive nuisance doctrine

    Landowners can owe child trespassers a higher duty of care for dangerous conditions likely to attract children, such as an unfenced swimming pool. Exact tests vary by state.

  6. Rowland v. Christian, 69 Cal.2d 108 (1968)

    California Supreme Court replaced the invitee / licensee / trespasser categories with a general reasonable-care standard for occupiers. Other states have kept the traditional categories.

  7. Cal. Gov't Code § 911.2 (claim against a public entity — six months)

    A claim for death or personal injury against a California public entity must be presented within six months of accrual — separate from, and much shorter than, the two-year general limitation in CCP § 335.1.

  8. N.Y. General Municipal Law § 50-e (notice of claim — ninety days)

    A notice of claim against a New York public corporation is due within 90 days of the claim arising — far shorter than CPLR § 214's three-year general limitation. § 50-i then gives one year and 90 days from accrual to actually commence the lawsuit.

  9. Tex. Civ. Prac. & Rem. Code § 101.101 (Tort Claims Act notice — six months)

    Default notice to a Texas governmental unit is due within six months of the incident, but a city or other local unit may set its own notice period by charter or ordinance — no shorter than 30 days. Always check the specific city's charter, not just the state default.

  10. Fla. Stat. § 768.28 (sovereign immunity — presentment of claims)

    A claim against a Florida state agency or subdivision must be presented in writing within three years — the same period as the general negligence limitation, not shorter. But suit cannot be filed until the agency denies the claim or 180 days pass, whichever is first — a waiting requirement, not a shorter deadline.

Who wrote and checked this page

Written and published by
Edward & Amaury Solicitors (Edward & Amaury Ltd, company no. 12195443), regulated by the Solicitors Regulation Authority under no. 800525.
Legal review
This page has not yet been through independent legal review. It is written from the primary sources listed below, which you can check directly.
Review dates
Last reviewed 18 September 2026. Next review due 18 March 2027.

Fee rules change. California’s medical malpractice fee limits changed on 1 January 2023, and the QOCS rules in England and Wales changed on 6 April 2023. If you spot something out of date, tell us — we publish corrections.

Think you have a claim? Find out for free.

Reading the rules is the first step. Most claims have strict deadlines, and evidence is easier to gather the sooner you act. Tell Cross & York what happened and get a free, no-obligation review of your situation.

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Where this applies: Contingency fee rules are set state by state. Check your own state's rules before acting.

Sources for this page

Every rule stated above is based on the primary sources below. Each link goes to the legislation, court rule or regulator itself so you can check it. Last verified 2 August 2026.

  1. ABA Model Rule 1.5 (Fees)

    Model, not law. Each state adopts its own version. Rule 1.5(d) bars contingency fees in most domestic relations matters and in criminal defence.

  2. Cornell LII — contingency fee
  3. Federal Rule of Civil Procedure 54(d) (costs to the prevailing party)

    A losing plaintiff may be ordered to pay the defendant's taxable costs. There is no US equivalent of QOCS.

Who wrote and checked this page

Written and published by
Edward & Amaury Solicitors (Edward & Amaury Ltd, company no. 12195443), regulated by the Solicitors Regulation Authority under no. 800525.
Legal review
This page has not yet been through independent legal review. It is written from the primary sources listed below, which you can check directly.
Review dates
Last reviewed 2 August 2026. Next review due 2 February 2027.

Fee rules change. California’s medical malpractice fee limits changed on 1 January 2023, and the QOCS rules in England and Wales changed on 6 April 2023. If you spot something out of date, tell us — we publish corrections.