Bicycle Accident Claims
A cyclist injured by a negligent driver can claim in the same way as any other motorist or pedestrian accident victim. In every state a bicycle is treated as a vehicle with the right to use the road, and the driver's duty of reasonable care extends to cyclists.
Common Ways Cyclists Are Hit
Typical causes include a driver opening a door into a cyclist's path, turning right across a bike lane, failing to yield at an intersection, passing too close, or hitting a cyclist they simply did not see. Because these are ordinary driving negligence, the claim is usually against the driver's liability insurer.
Helmets and Fault
Direct Answer: A helmet law, where one exists, does not usually stop you claiming. However, a defendant may argue that not wearing a helmet made head injuries worse, and some states allow evidence of that to reduce damages.
Helmet laws differ widely: some states require helmets only for children or young riders and some have none. How courts treat a missing helmet in a civil claim is a matter of each state's law, and it is a common source of dispute in head injury cases.
Uninsured Drivers and Road Defects
If the driver flees or is uninsured, uninsured motorist coverage on your own auto policy may apply. If a dangerous road defect such as a pothole caused the crash, a claim against the city or state is possible but is subject to short government notice deadlines, so speak to an attorney immediately.
Frequently Asked Questions
Do cyclists have the same rights as drivers?
What if I was hit by an opening car door?
Does not wearing a helmet ruin my claim?
Can I claim if I have no health insurance?
What if the driver had no insurance?
Can I get a bicycle accident lawyer without paying upfront?
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Filing deadlines by state, and the shorter one for government claims
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Read moreWhere this applies: Contingency fee rules are set state by state. Check your own state's rules before acting.
Sources for this page
Every rule stated above is based on the primary sources below. Each link goes to the legislation, court rule or regulator itself so you can check it. Last verified 18 September 2026.
- ABA Model Rule 1.5 (Fees)
Model, not law. Each state adopts its own version. Rule 1.5(d) bars contingency fees in most domestic relations matters and in criminal defence.
- Cornell LII — contingency fee
- Cornell LII Wex — Comparative negligence
Overview only. The controlling rule is each state's own statute or case law — pure comparative fault, modified comparative fault with a 50% or 51% bar, or (in a handful of jurisdictions) pure contributory negligence.
- Cornell LII Wex — Contributory negligence
Alabama, Maryland, North Carolina, Virginia and (for most claims) the District of Columbia bar recovery entirely if the claimant was even slightly at fault.
- Cal. Gov't Code § 911.2 (claim against a public entity — six months)
A claim for death or personal injury against a California public entity must be presented within six months of accrual — separate from, and much shorter than, the two-year general limitation in CCP § 335.1.
- N.Y. General Municipal Law § 50-e (notice of claim — ninety days)
A notice of claim against a New York public corporation is due within 90 days of the claim arising — far shorter than CPLR § 214's three-year general limitation. § 50-i then gives one year and 90 days from accrual to actually commence the lawsuit.
- Tex. Civ. Prac. & Rem. Code § 101.101 (Tort Claims Act notice — six months)
Default notice to a Texas governmental unit is due within six months of the incident, but a city or other local unit may set its own notice period by charter or ordinance — no shorter than 30 days. Always check the specific city's charter, not just the state default.
- Fla. Stat. § 768.28 (sovereign immunity — presentment of claims)
A claim against a Florida state agency or subdivision must be presented in writing within three years — the same period as the general negligence limitation, not shorter. But suit cannot be filed until the agency denies the claim or 180 days pass, whichever is first — a waiting requirement, not a shorter deadline.
Who wrote and checked this page
- Written and published by
- Edward & Amaury Solicitors (Edward & Amaury Ltd, company no. 12195443), regulated by the Solicitors Regulation Authority under no. 800525.
- Legal review
- This page has not yet been through independent legal review. It is written from the primary sources listed below, which you can check directly.
- Review dates
- Last reviewed 18 September 2026. Next review due 18 March 2027.
Fee rules change. California’s medical malpractice fee limits changed on 1 January 2023, and the QOCS rules in England and Wales changed on 6 April 2023. If you spot something out of date, tell us — we publish corrections.