Pedestrian Accident Claims in the US
A pedestrian struck by a vehicle can claim against the driver's insurer if the driver was negligent. Being partly at fault does not necessarily end the claim, but in some states it can reduce or even bar recovery.
Proving the Driver Was at Fault
Direct Answer: You show the driver failed to use reasonable care, for example by speeding, being distracted, failing to yield in a crosswalk, or driving impaired, and that this caused your injuries.
Police reports, witness accounts, traffic-camera and dashcam footage, phone records and the vehicle's event data recorder are the evidence used. Traffic statutes, such as duties to yield at marked crosswalks, are commonly used as the standard of care, so a violation is powerful evidence of negligence.
When the Pedestrian Was Partly to Blame
Crossing mid-block, stepping out from between parked cars or crossing against a signal are the usual defence arguments. In most states the claimant's compensation is reduced by their percentage of fault, and many bar recovery at 50% or 51%. In the four contributory-negligence states, and for most claims in the District of Columbia, any fault by the pedestrian can defeat the claim entirely, so the state where the accident happened matters a great deal.
Uninsured and Hit-and-Run Drivers
If the driver cannot be identified or has no insurance, your own auto policy's uninsured motorist coverage may respond, and in some states applies to pedestrians hit by a vehicle. Policies and states set notice and reporting requirements, so report the collision to police and your insurer promptly.
Frequently Asked Questions
Can I still claim if I was not in a crosswalk?
What if the driver left the scene?
What compensation can a pedestrian claim include?
Does it matter that the driver's insurance limits are low?
How long do I have to bring a pedestrian accident claim?
Can I get a pedestrian accident lawyer without paying upfront?
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Read moreWhere this applies: Contingency fee rules are set state by state. Check your own state's rules before acting.
Sources for this page
Every rule stated above is based on the primary sources below. Each link goes to the legislation, court rule or regulator itself so you can check it. Last verified 18 September 2026.
- ABA Model Rule 1.5 (Fees)
Model, not law. Each state adopts its own version. Rule 1.5(d) bars contingency fees in most domestic relations matters and in criminal defence.
- Cornell LII — contingency fee
- Cornell LII Wex — Comparative negligence
Overview only. The controlling rule is each state's own statute or case law — pure comparative fault, modified comparative fault with a 50% or 51% bar, or (in a handful of jurisdictions) pure contributory negligence.
- Cornell LII Wex — Contributory negligence
Alabama, Maryland, North Carolina, Virginia and (for most claims) the District of Columbia bar recovery entirely if the claimant was even slightly at fault.
- Cal. Gov't Code § 911.2 (claim against a public entity — six months)
A claim for death or personal injury against a California public entity must be presented within six months of accrual — separate from, and much shorter than, the two-year general limitation in CCP § 335.1.
- N.Y. General Municipal Law § 50-e (notice of claim — ninety days)
A notice of claim against a New York public corporation is due within 90 days of the claim arising — far shorter than CPLR § 214's three-year general limitation. § 50-i then gives one year and 90 days from accrual to actually commence the lawsuit.
- Tex. Civ. Prac. & Rem. Code § 101.101 (Tort Claims Act notice — six months)
Default notice to a Texas governmental unit is due within six months of the incident, but a city or other local unit may set its own notice period by charter or ordinance — no shorter than 30 days. Always check the specific city's charter, not just the state default.
- Fla. Stat. § 768.28 (sovereign immunity — presentment of claims)
A claim against a Florida state agency or subdivision must be presented in writing within three years — the same period as the general negligence limitation, not shorter. But suit cannot be filed until the agency denies the claim or 180 days pass, whichever is first — a waiting requirement, not a shorter deadline.
Who wrote and checked this page
- Written and published by
- Edward & Amaury Solicitors (Edward & Amaury Ltd, company no. 12195443), regulated by the Solicitors Regulation Authority under no. 800525.
- Legal review
- This page has not yet been through independent legal review. It is written from the primary sources listed below, which you can check directly.
- Review dates
- Last reviewed 18 September 2026. Next review due 18 March 2027.
Fee rules change. California’s medical malpractice fee limits changed on 1 January 2023, and the QOCS rules in England and Wales changed on 6 April 2023. If you spot something out of date, tell us — we publish corrections.